Special Loan Programs

Home Purchase Loans	Buying that new home can be easy. We offer a full range of products from loans for the first-time homebuyer to bridge loans for the homeowner moving up. We have numerous programs with now money down and extremely competitive rates. You'll enjoy our quick closings and great service.
Home Refinance Loans	Debt consolidation, rate and term, or cash out for home improvements are no problem for Flagship. Our full range of programs includes no payments for 90 days, no money down and other attractive terms. Our free mortgage analysis will show you how much you can save.
New Construction Loans	We offer a variety of products for buyers and builders, including a full line of competitive end loan products for customers interested in utilizing the builder's line of credit or one-time close construction-perm products for those who build on their own lots.
Government Loans	These special programs provide flexible underwriting with competitive rates.
Investment Property Loans	Whether you are purchasing property to hold for cash flow or to rehab and sell, Flagship has a program to assist you in being profitable. Own an unlimited number of properties? Ask about our lines of credit.
Commercial Property Loans	Found that unique property with prime income potential? Whether it's a multi-unit, office building, or dynamic business opportunity, our commercial specialists will coordinate the financing that's best for you.
Reverse Mortgage Loans	Typically used by seniors, a "reverse" mortgage allows you to turn the equity in your home into cash without having to move or make loan payments each month. Visit our Reverse Mortgage Site for more information.